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What is Net Worth?  Your net worth is basically the difference between your assets and liabilities. Assets include everything you own, such as cash, investments, real estate, and personal belongings. Liabilities, on the other hand, are what you owe such as debts and financial obligations. By subtracting your liabilities from your assets, you arrive at […]

Accepting Change: One major lesson that keeps on cropping up is that change is just part of life. When things get unpredictable, it’s better to just go with the flow and find the silver lining wherever you can.    Giving Thanks: Practicing gratitude has always been my not-so-secret weapon for staying positive. Focusing on the […]

Make a List and Check it Twice: First things first, let’s get organised! Jot down all the tasks you need to tackle before the holidays roll around. Think gifts, decorating, meals, and parties. Then, prioritise them based on what’s most important and urgent. Focus on the big stuff first, and remember, it’s okay to delegate […]

Being the boss means you get to make all the big decisions about your business – including how much to pay yourself in wages, salary or drawings.  As the owner, you might need to underpay yourself in the early stages of building your business, so you can reinvest the profits. But your time is valuable […]

Because you are a new client, or your existing service arrangement with us has changed, you will need to nominate us as your official agent with the ATO – so that we can efficiently manage your tax and super affairs.  The ATO agent nomination process  To protect the security of your tax and super information, […]

Before we dive in, let’s remember that financial literacy is like the magical toolkit for managing money like a champ. It’s about knowing how to budget, save, invest, use credit wisely and make savvy choices about financial products and services. Having these skills helps you achieve your financial goals and feel like a money wizard.  […]